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Hamilton Insurance Group, Ltd. HG International - Specialty — 5

Other product segments

Bermuda - Casualty
11%-8.3%
Bermuda - Specialty
10%+25.0%
International - Casualty
8%+33.3%
International - Property
3%-40.0%
Bermuda - Property
1%

Similar metrics at other companies

White Mountains Insurance Group logo
WTMSpecialty — 5
6.3%-1.0pp
Hippo Holdings logo
HIPOCasualty Lines — 5
4%
Hippo Holdings logo
HIPOProperty Lines — 5
3%
Freedom Holding logo
FRHCAccident Insurance — 5
18.6%
Freedom Holding logo
FRHCCivil Liability — 5
9%+5.6pp
Freedom Holding logo
FRHCMotor Vehicle — 5
0%

Other financials

Income statement

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Revenue$839.6M+13.3%
Net income$254.8M-4.8%
EPS (diluted)$1.42-20.7%

Balance sheet

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Cash & equivalents$829.0M-22.6%
Total debt$149.8M+0.1%
Total equity$2.9B+11.4%
Total assets$10.3B+15.2%

Cash flow

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Operating cash flow$125.3M-42.6%

Valuation

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Market cap$3.56B+58.1%
Enterprise value$2.89B+117%
P/E4.1×+0.3×
P/S1.2×+0.3×

Profitability

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Net margin28.8%+6.3pp

Returns & leverage

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Return on equity31.9%+7.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026. Open the filing →

Filed
Feb 25, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001593275-26-000021

FAQ

What is Hamilton Insurance Group, Ltd.'s international - specialty — 5?
Hamilton Insurance Group, Ltd. (HG) reported international - specialty — 5 of 7% in Q4 2025.
What does international - specialty — 5 mean?
This metric represents the combined ratio for the International Specialty segment, which is the sum of the loss ratio and the expense ratio. It provides a comprehensive view of the segment's underwriting profitability, where a value below 100% indicates an underwriting profit. It is the definitive metric for assessing the overall financial health of the segment's core business operations.

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