What is Freedom Holding's civil liability — 5?

Freedom Holding (FRHC) reported civil liability — 5 of 9% in Q1 2026.

What does civil liability — 5 mean?

This metric represents the gross written premiums or revenue generated from the civil liability insurance product line. It reflects the company's market penetration and underwriting activity within the professional and general liability insurance sector.

Freedom Holding FRHC Civil Liability — 5

Other product segments

Accident Insurance

18.6%—

Property Damage

6%-14.3%

Compulsory employer liability insurance

5.8%+190%

Motor Vehicle

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

KNSLProducts Liability — Gross written premiums

$16.97M+1.3%

TRVGeneral Liability — Premiums

$1.35B+2.4%

KNSLProfessional Liability Insurance — Gross written premiums

$8.27M-5.7%

ORIGeneral Liability — Premiums Earned, Net

$141.4M—

AXSLiability — Net premiums earned

$214.41M+6.7%

MKLGeneral liability — Earned premiums

$614.52M+0.5%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Freedom Holding's civil liability — 5?: Freedom Holding (FRHC) reported civil liability — 5 of 9% in Q1 2026.
What does civil liability — 5 mean?: This metric represents the gross written premiums or revenue generated from the civil liability insurance product line. It reflects the company's market penetration and underwriting activity within the professional and general liability insurance sector.