What does compulsory employer liability insurance — 5 mean?

This metric represents the gross written premiums or revenue generated from compulsory employer liability insurance products. It reflects the company's market penetration in mandatory workplace protection schemes required by local regulatory frameworks. This segment is a key component of the firm's broader insurance and risk management service portfolio.

Freedom Holding FRHC Compulsory employer liability insurance — 5

Other product segments

Accident Insurance

18.6%—

Civil Liability

9%+165%

Property Damage

6%-14.3%

Motor Vehicle

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

KNSLProducts Liability — Gross written premiums

$16.97M+1.3%

KNSLProfessional Liability Insurance — Gross written premiums

$8.27M-5.7%

AXSLiability — Net premiums earned

$214.41M+6.7%

TRVGeneral Liability — Premiums

$1.35B+2.4%

BRK.ALife And Health Insurance — Liability For Future Policy Benefit Gross Premium Income

$1.01B+6.3%

MKLGeneral liability — Earned premiums

$614.52M+0.5%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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What is Freedom Holding's compulsory employer liability insurance — 5?: Freedom Holding (FRHC) reported compulsory employer liability insurance — 5 of 5.8% in Q1 2026.
What does compulsory employer liability insurance — 5 mean?: This metric represents the gross written premiums or revenue generated from compulsory employer liability insurance products. It reflects the company's market penetration in mandatory workplace protection schemes required by local regulatory frameworks. This segment is a key component of the firm's broader insurance and risk management service portfolio.