What is Freedom Holding's property damage — 5?

Freedom Holding (FRHC) reported property damage — 5 of 6% in Q1 2026.

What does property damage — 5 mean?

This metric represents the total incurred losses or claims expenses specifically attributed to property damage events within the fifth designated insurance or risk management segment. It serves as a key indicator of underwriting performance and risk exposure for the company's property insurance portfolio. Monitoring this helps assess the impact of catastrophic or attritional events on the segment's overall profitability.

Freedom Holding (FRHC) Property Damage — 5

Screener

Other product segments

Accident Insurance

18.6%—

Civil Liability

9%+165%

Compulsory employer liability insurance

5.8%+190%

Motor Vehicle

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

HIPOProperty Lines — 5

3%—

HGBermuda - Property — 5

1%—

HGInternational - Property — 5

3%-2.0pp

WTMProperty and Accident & Health — 5

2.9%+0.1pp

WTMSpecialty — 5

6.3%-1.0pp

HIPOCasualty Lines — 5

4%—

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%

Enterprise value$8.6B-14.1%

P/E62.1×—

P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	21%	22%	30%	22%	6%	—%	—%	—%	—%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's property damage — 5?: Freedom Holding (FRHC) reported property damage — 5 of 6% in Q1 2026.
What does property damage — 5 mean?: This metric represents the total incurred losses or claims expenses specifically attributed to property damage events within the fifth designated insurance or risk management segment. It serves as a key indicator of underwriting performance and risk exposure for the company's property insurance portfolio. Monitoring this helps assess the impact of catastrophic or attritional events on the segment's overall profitability.