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White Mountains Insurance Group WTM Property and Accident & Health — 5

Other product segments

Casualty-Active
10%+5.3%
Casualty-Runoff
8.5%0.0%
Marine & Energy
6.4%+30.6%
Specialty
6.3%-13.7%

Similar metrics at other companies

Jackson Financial logo
JXNAccident and health — Premiums
$0
Allstate logo
ALLAccident And Health Insurance — Property-liability insurance premiums earned
$71M+531%
Corebridge Financial logo
CRBGAccident and Health — Premiums
$11.5M-6.1%
Voya Financial logo
VOYAAccident and Health Insurance Product Line — Premiums
$555.25M-9.7%
Freedom Holding logo
FRHCProperty Damage — 5
6%-1.0pp
Lemonade logo
LMNDProperty Insurance — Accident amount (less than)
$100K0.0%

Other financials

Income statement

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Revenue$517.8M-10.4%
Gross profit$475.1M-16.7%
Net income-$27.2M-180%

Balance sheet

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Total debt$834.8M+23.5%
Total equity$5.4B+19.2%
Total assets$13.2B+19.7%

Cash flow

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Operating cash flow$30.5M+176%

Valuation

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Market cap$4.99B+9.8%

Profitability

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Gross margin94.9%-3.7pp
Net margin28.4%

Returns & leverage

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Return on equity21.2%
Debt / equity0.2×0.0×

Where this comes from

Reported directly by White Mountains Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: White Mountains Insurance Group’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is White Mountains Insurance Group's property and accident & health — 5?
White Mountains Insurance Group (WTM) reported property and accident & health — 5 of 2.9% in Q4 2025.
How has White Mountains Insurance Group's property and accident & health — 5 changed year-over-year?
White Mountains Insurance Group's property and accident & health — 5 increased by 3.6% year-over-year, from 2.8% to 2.9%.
What does property and accident & health — 5 mean?
This metric quantifies the change in estimated ultimate losses for prior accident years within the Property and Accident & Health segment. It is a critical component of the segment's overall profitability, reflecting whether past claims were over- or under-reserved. This helps stakeholders understand the impact of historical underwriting decisions on current financial results.