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Hagerty HGTY Insurance — Finance revenue

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Other financials

Income statement

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Revenue$354.8M-6.5%
Operating income$34.3M+240%
Net income$8.0M-83.0%
EPS (diluted)-$0.02-122%

Balance sheet

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Cash & equivalents$467.6M+41.5%
Total debt$258.3M+28.5%
Total equity$215.5M+25.1%
Total assets$2.1B+5.3%

Cash flow

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Operating cash flow$169.9M+215%
CapEx$8.2M+33.8%
Free cash flow$161.7M+239%

Valuation

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Market cap$1.39B+40.3%
Enterprise value$1.18B+37.1%
P/E19.8×+10.1×
P/S+0.2×

Profitability

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Operating margin8%
Net margin4.9%-2.6pp
FCF margin19.4%

Returns & leverage

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Return on equity36.1%-40.3pp
Debt / equity1.2×0.0×
Current ratio0.0×

Where this comes from

Reported directly by Hagerty in its filing.

Tagged under the XBRL concept hgty:FinancingRevenue.

The source filing: Hagerty’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 1:40 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001840776-26-000031
Line itemInsuranceMarketplaceTotal
United States$29,153$18,449$47,602
International15,87317,35133,224
Total revenue from customer contracts45,02635,80080,826
Earned premium, net251,956251,956
Net investment income10,73127211,003
Net investment gains7,1797,179
Finance revenue3,8583,858
Total revenue$314,892$39,930$354,822

Item 1. Financial Statements (Unaudited)

FAQ

What is Hagerty's insurance — finance revenue?
Hagerty (HGTY) reported insurance — finance revenue of $0 in Q2 2026.
What does insurance — finance revenue mean?
This metric captures revenue generated specifically from financing activities or interest-bearing products offered within the insurance segment. It reflects the company's ability to monetize customer relationships through credit or installment payment options related to insurance premiums. Tracking this revenue stream provides insight into the diversification of the segment's income beyond traditional underwriting premiums.

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