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Penske Automotive Group PAG Finance and insurance, net — Revenue

Other product segments

New vehicle
$3.08B-5.2%
Used vehicle
$2.43B+7.3%
Service and parts
$1.17B+5.2%
New truck
$527.2M—
Fleet and wholesale
$398.1M-4.4%
Used truck
$63.8M—

Similar metrics at other companies

Allstate logo
ALLFinance And Insurance Products — Revenue
$92M+9.5%
Ally Financial logo
ALLYAutomotive Finance operations — Noninterest Income
$105M+8.2%
Ally Financial logo
ALLYAutomotive Finance operations — Net financing revenue and other interest income
$1.29B+2.0%
Ally Financial logo
ALLYAutomotive Finance operations — Revenue from contracts with customers
$1.4B+2.4%
Ally Financial logo
ALLYAutomotive Finance operations — Net Financing Revenue
$1.29B+2.0%
Deere & Company logo
DEFinancial Service — Revenue
$1.31B-3.0%

Other financials

Income statement

See full
Revenue$7.9B-1.1%
Gross profit$1.3B-1.7%
Operating income$289.0M-12.3%
Net income$234.5M-9.0%
EPS (diluted)$3.56-7.8%

Balance sheet

See full
Cash & equivalents$83.7M-32.1%
Total debt$5.2B+22.5%
Total equity$5.7B+5.0%
Total assets$18.3B+8.2%

Cash flow

See full
Operating cash flow$215.0M-26.1%
CapEx$62.6M-26.1%
Free cash flow$152.4M-26.1%

Valuation

See full
Market cap$11.52B+2.3%
Enterprise value$16.62B+8.8%
P/E12.6×+1.4×
P/S0.4×0.0×

Profitability

See full
Gross margin18.3%+0.1pp
Operating margin4%-0.3pp
Net margin2.9%-0.2pp
FCF margin1.9%-0.3pp

Returns & leverage

See full
Return on equity16.5%-3.1pp
Debt / equity0.9×+0.1×
Current ratio1×+0.1×

Where this comes from

Reported directly by Penske Automotive Group in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Penske Automotive Group’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Penske Automotive Group's finance and insurance, net — revenue?
Penske Automotive Group (PAG) reported finance and insurance, net — revenue of $205.8M in Q1 2026.
How has Penske Automotive Group's finance and insurance, net — revenue changed year-over-year?
Penske Automotive Group's finance and insurance, net — revenue decreased by 2.0% year-over-year, from $209.9M to $205.8M.
What is the long-term trend for Penske Automotive Group's finance and insurance, net — revenue?
Over 4 years (2021 to 2025), Penske Automotive Group's finance and insurance, net — revenue has grown at a 1.3% compound annual growth rate (CAGR), from $797.3M to $838.8M.
What does finance and insurance, net — revenue mean?
The total income earned from selling financing and insurance products to vehicle buyers.
How do you interpret finance and insurance, net — revenue?
Higher revenues indicate strong F&I product penetration and effective sales execution, contributing positively to overall dealership margins.
How does finance and insurance, net — revenue compare across companies?
Publicly traded automotive retailers consistently report F&I revenue as a primary profit center, with performance often benchmarked on a per-vehicle-retail basis.