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Penske Automotive Group PAG Finance and insurance, net — Revenue

Other product segments

New vehicle
$3.08B-5.2%
Used vehicle
$2.43B+7.3%
Service and parts
$1.17B+5.2%
New truck
$527.2M
Fleet and wholesale
$398.1M-4.4%
Used truck
$63.8M

Similar metrics at other companies

Camping World Holdings logo
CWHFinance And Insurance Net — Revenue
$146.1M-1.7%
Sonic Automotive logo
SAHFinance, insurance and other, net — Revenue
$202.4M+6.1%
Rush Enterprises logo
RUSHAFinance And Insurance — Revenue
$6.36M+14.6%
Asbury Automotive Group logo
ABGFinance and insurance, net — Revenue
$179M-4.3%
Pioneer Bancorp, Inc. logo
PBFSInsurance Revenues Fee — Revenue
$403K-19.2%
Grid Dynamics Holdings, Inc. logo
GDYNFinance — Revenue
$24.45M-2.3%

Other financials

Income statement

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Revenue$7.9B-1.1%
Gross profit$1.3B-1.7%
Operating income$289.0M-12.3%
Net income$234.5M-9.0%
EPS (diluted)$3.56-7.8%

Balance sheet

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Cash & equivalents$83.7M-32.1%
Total debt$5.2B+22.5%
Total equity$5.7B+5.0%
Total assets$18.3B+8.2%

Cash flow

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Operating cash flow$215.0M-26.1%
CapEx$62.6M-26.1%
Free cash flow$152.4M-26.1%

Valuation

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Market cap$14.17B+20.4%
Enterprise value$19.27B+21.2%
P/E15.5×+3.9×
P/S0.5×+0.1×

Profitability

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Gross margin18.3%+0.1pp
Operating margin4%-0.3pp
Net margin2.9%-0.2pp
FCF margin1.9%-0.3pp

Returns & leverage

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Return on equity16.5%-3.1pp
Debt / equity0.9×+0.1×
Current ratio+0.1×

Where this comes from

Reported directly by Penske Automotive Group in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Penske Automotive Group’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:07 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-028868
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Retail automotive dealership$6,967.1$6,918.6
Retail commercial truck dealership694.6823.7
Commercial vehicle distribution and other201.9211.5
Total revenues7,863.67,953.8
Cost of sales:
Retail automotive dealership5,842.15,782.4
Retail commercial truck dealership566.4682.7
Commercial vehicle distribution and other155.7167.3

Item 1. Financial Statements

FAQ

What is Penske Automotive Group's finance and insurance, net — revenue?
Penske Automotive Group (PAG) reported finance and insurance, net — revenue of $205.8M in Q1 2026.
How has Penske Automotive Group's finance and insurance, net — revenue changed year-over-year?
Penske Automotive Group's finance and insurance, net — revenue decreased by 2.0% year-over-year, from $209.9M to $205.8M.
What is the long-term trend for Penske Automotive Group's finance and insurance, net — revenue?
Over 4 years (2021 to 2025), Penske Automotive Group's finance and insurance, net — revenue has grown at a 1.3% compound annual growth rate (CAGR), from $797.3M to $838.8M.
What does finance and insurance, net — revenue mean?
This metric measures the total income generated from the sale of finance and insurance products, such as extended warranties, credit life insurance, and vehicle protection plans, within the automotive dealership segment. It represents a high-margin revenue stream that complements vehicle sales by providing value-added services to customers at the point of sale. This revenue is a key driver of overall dealership profitability and customer retention.

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