What is Hippo Holdings's casualty lines — 3?

Hippo Holdings (HIPO) reported casualty lines — 3 of 15% in Q4 2025.

What does casualty lines — 3 mean?

This metric represents the aggregate net impact of claim adjustments and reserve re-estimations for the Casualty Lines segment during the reporting period. It serves as a summary measure of the volatility and performance of the segment's loss reserves relative to initial expectations.

Hippo Holdings HIPO Casualty Lines — 3

Other product segments

Property Lines

4%—

Similar metrics at other companies

HGCasualty Lines — Prior years

-$300K-115%

SIGICasualty lines — Incurred loss and loss expense for claims occurring in the prior year

$0+100%

SIGICasualty lines — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$23.02M+21.8%

SIGICasualty lines — Total

$1.41B+648%

CINFCommercial Casualty Line — 3

18.7%-0.1pp

SIGICasualty lines — Current year

$562.1M+8.2%

Other financials

Income statement

See full

Revenue$121.5M+10.2%

Operating income-$561.6K—

Net income$7.1M+115%

EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%

Total debt$3.6M-59.6%

Total equity$448.7M+39.0%

Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%

CapEx$100.0K0.0%

Free cash flow$8.4M+124%

Valuation

See full

Market cap$673.55M-6.1%

Enterprise value$372.35M-31.8%

P/E6×—

P/S1.4×-0.4×

Profitability

See full

Net margin23.4%—

FCF margin11.1%—

Returns & leverage

See full

Return on equity29.2%—

Debt / equity0×0.0×

Current ratio0.7×—

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Hippo Holdings’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hippo Holdings's casualty lines — 3?: Hippo Holdings (HIPO) reported casualty lines — 3 of 15% in Q4 2025.
What does casualty lines — 3 mean?: This metric represents the aggregate net impact of claim adjustments and reserve re-estimations for the Casualty Lines segment during the reporting period. It serves as a summary measure of the volatility and performance of the segment's loss reserves relative to initial expectations.