What does international - casualty — 3 mean?

This metric represents the expense ratio for the International Casualty segment, measuring the operational and administrative costs incurred to acquire and manage the business relative to net premiums earned. It highlights the efficiency of the segment's underwriting operations and cost management strategies. Investors monitor this to assess the scalability and operational leverage of the business unit.

Hamilton Insurance Group, Ltd. HG International - Casualty — 3

Other product segments

International - Specialty

23%-4.2%

International - Property

19%0.0%

Bermuda - Specialty

14%0.0%

Bermuda - Property

13%0.0%

Bermuda - Casualty

12%+9.1%

Similar metrics at other companies

CNAInternational — Insurance related administrative expenses

$43M+7.5%

AIGInternational Commercial — Losses and Loss Expenses Incurred

$1.2B+7.1%

CNAInternational — Policyholder Benefits and Claims Incurred, Net

$204M+6.3%

CSWCInternational — Cost

$29.92M-29.2%

CNAInternational — Claim and claim adjustment expenses

$3.4B+11.5%

AIGInternational Commercial — Losses and loss adjustment expenses incurred

$1.25B+5.8%

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

See full

Market cap$3.24B+50.7%

Enterprise value$2.43B+75.6%

P/E3.7×-0.5×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international - casualty — 3?: Hamilton Insurance Group, Ltd. (HG) reported international - casualty — 3 of 13% in Q4 2025.
What does international - casualty — 3 mean?: This metric represents the expense ratio for the International Casualty segment, measuring the operational and administrative costs incurred to acquire and manage the business relative to net premiums earned. It highlights the efficiency of the segment's underwriting operations and cost management strategies. Investors monitor this to assess the scalability and operational leverage of the business unit.