What does international - property — 3 mean?

This metric tracks the underwriting expense ratio for the International Property segment, calculated as the ratio of underwriting expenses to net earned premiums. It measures the efficiency of the company's operational and administrative processes in supporting its insurance business. A lower ratio indicates better cost management and higher operational efficiency in the segment.

Hamilton Insurance Group, Ltd. HG International - Property — 3

Other product segments

International - Specialty

23%-4.2%

Bermuda - Specialty

14%0.0%

Bermuda - Property

13%0.0%

International - Casualty

13%+8.3%

Bermuda - Casualty

12%+9.1%

Similar metrics at other companies

CNAInternational — Insurance related administrative expenses

$43M+7.5%

RNRProperty — Underwriting expense ratio

24.8%+6.2pp

CNAInternational — Policyholder Benefits and Claims Incurred, Net

$204M+6.3%

SIGIInsurance Operations — Net underwriting expenses incurred (as a percent)

31.2%-0.4pp

FRHCProperty Damage — 4

22%-6.3pp

CINFCommercial Property Segment — 1

59.5%-0.1pp

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

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Market cap$3.24B+50.7%

Enterprise value$2.43B+75.6%

P/E3.7×-0.5×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international - property — 3?: Hamilton Insurance Group, Ltd. (HG) reported international - property — 3 of 19% in Q4 2025.
What does international - property — 3 mean?: This metric tracks the underwriting expense ratio for the International Property segment, calculated as the ratio of underwriting expenses to net earned premiums. It measures the efficiency of the company's operational and administrative processes in supporting its insurance business. A lower ratio indicates better cost management and higher operational efficiency in the segment.