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Hamilton Insurance Group, Ltd. HG International - Specialty — 3

Other product segments

International - Property
19%0.0%
Bermuda - Specialty
14%0.0%
Bermuda - Property
13%0.0%
International - Casualty
13%+8.3%
Bermuda - Casualty
12%+9.1%

Similar metrics at other companies

White Mountains Insurance Group logo
WTMSpecialty — 3
13.2%+2.3pp
Hippo Holdings logo
HIPOCasualty Lines — 3
15%
Hippo Holdings logo
HIPOProperty Lines — 3
4%
Freedom Holding logo
FRHCAccident Insurance — 3
2.2%-14.3pp
Freedom Holding logo
FRHCCivil Liability — 3
11%+5.4pp
Freedom Holding logo
FRHCMotor Vehicle — 3
4%-1.0pp

Other financials

Income statement

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Revenue$839.6M+13.3%
Net income$254.8M-4.8%
EPS (diluted)$1.42-20.7%

Balance sheet

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Cash & equivalents$829.0M-22.6%
Total debt$149.8M+0.1%
Total equity$2.9B+11.4%
Total assets$10.3B+15.2%

Cash flow

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Operating cash flow$125.3M-42.6%

Valuation

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Market cap$3.56B+58.1%
Enterprise value$2.89B+117%
P/E4.1×+0.3×
P/S1.2×+0.3×

Profitability

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Net margin28.8%+6.3pp

Returns & leverage

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Return on equity31.9%+7.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026. Open the filing →

Filed
Feb 25, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001593275-26-000021

FAQ

What is Hamilton Insurance Group, Ltd.'s international - specialty — 3?
Hamilton Insurance Group, Ltd. (HG) reported international - specialty — 3 of 23% in Q4 2025.
What does international - specialty — 3 mean?
This metric represents the underwriting expense ratio for the International Specialty segment, measuring the cost of acquiring and administering policies relative to net earned premiums. It reflects the operational efficiency of the segment's underwriting platform. Lower ratios indicate a more cost-effective operation and better management of overheads.

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