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Hamilton Insurance Group, Ltd. HG Bermuda - Specialty — 3

Other product segments

International - Specialty
23%-4.2%
International - Property
19%0.0%
Bermuda - Property
13%0.0%
International - Casualty
13%+8.3%
Bermuda - Casualty
12%+9.1%

Similar metrics at other companies

White Mountains Insurance Group logo
WTMSpecialty — 3
13.2%+2.3pp
Hippo Holdings logo
HIPOCasualty Lines — 3
15%
Hippo Holdings logo
HIPOProperty Lines — 3
4%
Freedom Holding logo
FRHCAccident Insurance — 3
2.2%-14.3pp
Freedom Holding logo
FRHCCivil Liability — 3
11%+5.4pp
Freedom Holding logo
FRHCMotor Vehicle — 3
4%-1.0pp

Other financials

Income statement

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Revenue$839.6M+13.3%
Net income$254.8M-4.8%
EPS (diluted)$1.42-20.7%

Balance sheet

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Cash & equivalents$829.0M-22.6%
Total debt$149.8M+0.1%
Total equity$2.9B+11.4%
Total assets$10.3B+15.2%

Cash flow

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Operating cash flow$125.3M-42.6%

Valuation

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Market cap$3.56B+58.1%
Enterprise value$2.89B+117%
P/E4.1×+0.3×
P/S1.2×+0.3×

Profitability

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Net margin28.8%+6.3pp

Returns & leverage

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Return on equity31.9%+7.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026. Open the filing →

Filed
Feb 25, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001593275-26-000021

FAQ

What is Hamilton Insurance Group, Ltd.'s bermuda - specialty — 3?
Hamilton Insurance Group, Ltd. (HG) reported bermuda - specialty — 3 of 14% in Q4 2025.
What does bermuda - specialty — 3 mean?
This metric represents the combined ratio for the Bermuda Specialty segment, which is the sum of the loss ratio and the expense ratio. It is the primary measure of underwriting profitability, where a ratio below 100% indicates an underwriting profit. It provides a comprehensive view of the segment's ability to generate value from its core insurance operations.

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