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Hippo Holdings HIPO Casualty Lines — Losses and loss adjustment expense reserve

Other product segments

Property Lines
$253M

Similar metrics at other companies

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HIGProperty, Liability and Casualty Insurance Product Line — Total provision for unpaid losses and loss adjustment expenses
$2.76B-1.4%
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SPNTCasualty — Net reserves for loss and allocated loss adjustment expenses, end of year
182,260,000,000%+32,720,000,000pp
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SIGICasualty lines — Incurred loss and loss expense for claims occurring in the prior year
$0+100%
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EIGLoss and loss adjustment expense reserves
-$3.3M-450%
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ACGLCasualty — Liabilities for losses and loss adjustment expenses, net of reinsurance
378,500,000,000%+75,900,000,000pp
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HIGProperty, Liability and Casualty Insurance Product Line — Liability for Claims and Claims Adjustment Expense
$38.61B+4.0%

Other financials

Income statement

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Revenue$121.5M+10.2%
Operating income-$561.6K
Net income$7.1M+115%
EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%
Total debt$3.6M-59.6%
Total equity$448.7M+39.0%
Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%
CapEx$100.0K0.0%
Free cash flow$8.4M+124%

Valuation

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Market cap$673.55M-6.1%
Enterprise value$372.35M-31.8%
P/E
P/S1.4×-0.4×

Profitability

See full
Net margin23.4%
FCF margin11.1%

Returns & leverage

See full
Return on equity29.2%
Debt / equity0.0×
Current ratio0.7×

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Hippo Holdings’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hippo Holdings's casualty lines — losses and loss adjustment expense reserve?
Hippo Holdings (HIPO) reported casualty lines — losses and loss adjustment expense reserve of $167.3M in Q4 2025.
What does casualty lines — losses and loss adjustment expense reserve mean?
This is the total actuarial provision set aside to cover both the indemnity payments for claims and the administrative costs of adjusting those claims within the Casualty Lines segment. It is a fundamental measure of the segment's solvency and the adequacy of its underwriting pricing.