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Hippo Holdings HIPO Casualty Lines — Losses and loss adjustment expense reserve

Other product segments

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$253M

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Other financials

Income statement

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Revenue$121.5M+10.2%
Net income$7.1M+115%
EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%
Total debt$3.6M-59.6%
Total equity$448.7M+39.0%
Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%
CapEx$100.0K0.0%
Free cash flow$8.4M+124%

Valuation

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Market cap$855.81M+18.3%
Enterprise value$554.61M+10.1%
P/E7.6×
P/S1.8×+0.1×

Profitability

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Net margin23.4%
FCF margin11.1%

Returns & leverage

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Return on equity29.2%
Debt / equity0.0×
Current ratio0.7×

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Hippo Holdings’s 10-K, filed March 5, 2026.

Filed
Mar 4, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001828105-26-000008
20230.61.11.3
20240.31.4
20251.3
Total paid losses and LAE, net$$4.7
Total losses and LAE reserves, net8.4
Reinsurance recoverable on losses and LAE$$158.9
Gross losses and LAE reserves$$167.3
* Presented as unaudited required supplementary information

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Hippo Holdings's casualty lines — losses and loss adjustment expense reserve?
Hippo Holdings (HIPO) reported casualty lines — losses and loss adjustment expense reserve of $167.3M in Q4 2025.
What does casualty lines — losses and loss adjustment expense reserve mean?
This is the total actuarial provision set aside to cover both the indemnity payments for claims and the administrative costs of adjusting those claims within the Casualty Lines segment. It is a fundamental measure of the segment's solvency and the adequacy of its underwriting pricing.

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