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Hippo Holdings HIPO Property Lines — Losses and loss adjustment expense reserve

Other product segments

Casualty Lines
$167.3M

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Other financials

Income statement

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Revenue$121.5M+10.2%
Net income$7.1M+115%
EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%
Total debt$3.6M-59.6%
Total equity$448.7M+39.0%
Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%
CapEx$100.0K0.0%
Free cash flow$8.4M+124%

Valuation

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Market cap$855.81M+18.3%
Enterprise value$554.61M+10.1%
P/E7.6×
P/S1.8×+0.1×

Profitability

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Net margin23.4%
FCF margin11.1%

Returns & leverage

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Return on equity29.2%
Debt / equity0.0×
Current ratio0.7×

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Hippo Holdings’s 10-K, filed March 5, 2026.

Filed
Mar 4, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001828105-26-000008
2023111.9155.6141.8
2024128.4168.2
2025136.9
Total paid losses and LAE, net$$625.2
Total losses and LAE reserves, net122.9
Reinsurance recoverable on losses and LAE130.1
Gross losses and LAE reserve$$253.0
* Presented as unaudited required supplementary information

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Hippo Holdings's property lines — losses and loss adjustment expense reserve?
Hippo Holdings (HIPO) reported property lines — losses and loss adjustment expense reserve of $253M in Q4 2025.
What does property lines — losses and loss adjustment expense reserve mean?
This is the total estimated provision set aside to cover both reported claims and incurred-but-not-reported claims, including the costs associated with investigating and settling those claims. It is a primary measure of the company's long-term liability for the property lines segment. Accurate estimation of these reserves is vital for maintaining profitability and regulatory compliance.

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