Screener
Lemonade LMND Property Insurance — Unpaid losses and loss adjustment expenses
Other product segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Lemonade in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.
The source filing: Lemonade’s 10-K, filed February 25, 2026.
- Filed
- Feb 25, 2026, 4:21 PM EST
- Fiscal year
- FY2025
- Accession
- 0001691421-26-000016
| Accident Year | December 31, 2016 | December 31, 2017 | December 31, 2018 | December 31, 2019 | December 31, 2020 | December 31, 2021 | December 31, 2022 | December 31, 2023 | December 31, 2024 | December 31, 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| 2022 | — | — | — | — | — | — | 52.7 | 85.5 | 90.7 | 92.7 |
| 2023 | — | — | — | — | — | — | — | 88.9 | 122.3 | 128.3 |
| 2024 | — | — | — | — | — | — | — | — | 89.1 | 123.6 |
| 2025 | — | — | — | — | — | — | — | — | — | 96.2 |
| Total paid losses and ALAE, net | $612.9 | |||||||||
| Total unpaid loss and ALAE reserves, net | $105.4 | |||||||||
| Ceded unpaid loss and ALAE | 88.1 | |||||||||
| Gross unpaid loss and ALAE | $193.5 |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is Lemonade's property insurance — unpaid losses and loss adjustment expenses?
- Lemonade (LMND) reported property insurance — unpaid losses and loss adjustment expenses of $193.5M in Q4 2025.
- How has Lemonade's property insurance — unpaid losses and loss adjustment expenses changed year-over-year?
- Lemonade's property insurance — unpaid losses and loss adjustment expenses increased by 0.2% year-over-year, from $193.1M to $193.5M.
- What does property insurance — unpaid losses and loss adjustment expenses mean?
- This represents the gross liability for all claims and loss adjustment expenses that have been incurred but remain unpaid at the end of the reporting period. It serves as a comprehensive measure of the company's total outstanding claims obligations before accounting for reinsurance recoveries. This figure is fundamental to assessing the company's overall claims-paying capacity.
Ask your AI about Lemonade's property insurance — unpaid losses and loss adjustment expenses.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI

Claude