Lemonade LMND Property Insurance — Unpaid losses and loss adjustment expenses

Other product segments

Similar metrics at other companies

HIGProperty Insurance — Unpaid losses and loss adjustment expenses

$1.31B-0.5%

HIGProperty Insurance — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

8,000,000,000%+700,000,000pp

EGProperty Insurance — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance

840,600,000,000%+161,600,000,000pp

HIGProperty & Casualty Other Operations — Unpaid losses and loss adjustment expenses

$2.71B-2.8%

HIGProperty Insurance — Liability for Unpaid Claims and Claims Adjustment Expense, Net

$991M-2.4%

HIGP&C Business Insurance — Unpaid losses and loss adjustment expenses

$33.18B+5.7%

Questions, answered.

What is Lemonade's property insurance — unpaid losses and loss adjustment expenses?

Lemonade (LMND) reported property insurance — unpaid losses and loss adjustment expenses of $193.5M in Q4 2025.

How has Lemonade's property insurance — unpaid losses and loss adjustment expenses changed year-over-year?

Lemonade's property insurance — unpaid losses and loss adjustment expenses increased by 0.2% year-over-year, from $193.1M to $193.5M.

What does property insurance — unpaid losses and loss adjustment expenses mean?

This represents the gross liability for all claims and loss adjustment expenses that have been incurred but remain unpaid at the end of the reporting period. It serves as a comprehensive measure of the company's total outstanding claims obligations before accounting for reinsurance recoveries. This figure is fundamental to assessing the company's overall claims-paying capacity.