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The Hartford Financial Services Group HIG Assumed Reinsurance — Unpaid losses and loss adjustment expenses

Other product segments

Workers' Compensation
$14.87B+3.4%
Automobiles
$3.67B+7.5%
Package Business
$3.01B+15.0%
Professional liability
$2.26B+3.2%
Property Insurance
$1.31B-0.5%
Marine
$598M+1.9%
Short-Duration Insurance, Other
$548M+6.0%
Other operations
$459M-9.5%
Surety Product Line
$433M-5.3%
Personal automobile physical damage
$65M-16.7%
Commercial automobile physical damage
$28M-9.7%

Similar metrics at other companies

Everest Group logo
EGReinsurance And Insurance Segments — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
$29.05B+14.0%
Palomar Holdings, Inc. logo
PLMRReinsurance Nonproportional Assumed Property — Liability For Unpaid Claims And Claims Adjustment Expense Net
$25.63M+113%
Cincinnati Financial logo
CINFReinsurance assumed and other non segment — Reserves for unpaid claims and claim adjustment expenses
$1.47B+12.0%
Jackson Financial logo
JXNReinsurance assumed
$183.5M-9.6%
Brighthouse Financial logo
BHFAssumed Reinsurance — Policyholder account balances
$3.41B-17.6%
HCI Group logo
HCIReinsurance recoverable on unpaid losses and loss expenses
$246.76M-48.7%

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's assumed reinsurance — unpaid losses and loss adjustment expenses?
The Hartford Financial Services Group (HIG) reported assumed reinsurance — unpaid losses and loss adjustment expenses of $954M in Q4 2025.
How has The Hartford Financial Services Group's assumed reinsurance — unpaid losses and loss adjustment expenses changed year-over-year?
The Hartford Financial Services Group's assumed reinsurance — unpaid losses and loss adjustment expenses increased by 21.1% year-over-year, from $788M to $954M.
What does assumed reinsurance — unpaid losses and loss adjustment expenses mean?
This represents the gross estimated liability for all unpaid claims and loss adjustment expenses within the assumed reinsurance segment before accounting for reinsurance recoveries. It captures the total gross exposure to claims activity. This metric is essential for understanding the underlying gross risk profile of the reinsurance book.