The Hartford Financial Services Group HIG Professional liability — Unpaid losses and loss adjustment expenses

Other product segments

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Questions, answered.

What is The Hartford Financial Services Group's professional liability — unpaid losses and loss adjustment expenses?

The Hartford Financial Services Group (HIG) reported professional liability — unpaid losses and loss adjustment expenses of $2.26B in Q4 2025.

How has The Hartford Financial Services Group's professional liability — unpaid losses and loss adjustment expenses changed year-over-year?

The Hartford Financial Services Group's professional liability — unpaid losses and loss adjustment expenses increased by 3.2% year-over-year, from $2.19B to $2.26B.

What does professional liability — unpaid losses and loss adjustment expenses mean?

This represents the gross estimated liability for professional liability claims and the associated costs to investigate and settle them, before accounting for reinsurance recoveries. It provides a view of the total gross exposure the company faces from its underwriting activities. This metric is essential for evaluating the raw underwriting risk before risk-mitigation strategies are applied.