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American International Group AIG Liability for unpaid losses and loss adjustment expenses

Liability for unpaid losses and loss adjustment expenses at other companies

American Coastal Insurance Corporation logo
American Coastal Insurance CorporationACIC
$10.24M-10.1%
U-Haul Holding logo
U-Haul HoldingUHAL
$20.6M-19.0%
Hippo Holdings logo
Hippo HoldingsHIPO
$143.1M+5.7%
Axis Capital Holders logo
Axis Capital HoldersAXS
$867.28M+10.4%
Frontdoor, Inc. logo
Frontdoor, Inc.FTDR
$64M+1.6%
BH
Biglari Holdings Inc.BH
$18.76M+4.3%

Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept aig:LiabilityForUnpaidLossesAndLossAdjustmentExpenses.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's liability for unpaid losses and loss adjustment expenses?
American International Group (AIG) reported liability for unpaid losses and loss adjustment expenses of $41.67B in Q4 2025.
What does liability for unpaid losses and loss adjustment expenses mean?
This represents the estimated total liability for claims that have been reported but not yet settled, plus claims that have been incurred but not yet reported (IBNR). It also includes the anticipated costs of investigating and settling these claims. This is a critical measure of an insurer's long-term solvency and underwriting accuracy.