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American Coastal Insurance Corporation ACIC Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims

Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims at other companies

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ProgressivePGR
$13.83B+8.0%
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Hippo HoldingsHIPO
$47.5M-48.6%
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Universal Insurance HoldingsUVE
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United Fire GroupUFCS
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HCI GroupHCI
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The Hanover Insurance GroupTHG

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's liability for unpaid claims and claims adjustment expense, incurred claims?
American Coastal Insurance Corporation (ACIC) reported liability for unpaid claims and claims adjustment expense, incurred claims of $10.24M in Q1 2026.
How has American Coastal Insurance Corporation's liability for unpaid claims and claims adjustment expense, incurred claims changed year-over-year?
American Coastal Insurance Corporation's liability for unpaid claims and claims adjustment expense, incurred claims decreased by 10.1% year-over-year, from $11.39M to $10.24M.
What is the long-term trend for American Coastal Insurance Corporation's liability for unpaid claims and claims adjustment expense, incurred claims?
Over 3 years (2022 to 2025), American Coastal Insurance Corporation's liability for unpaid claims and claims adjustment expense, incurred claims has grown at a -21.8% compound annual growth rate (CAGR), from $96.11M to $46.04M.
What does liability for unpaid claims and claims adjustment expense, incurred claims mean?
The total estimated liability for claims that have been reported but not yet settled, plus an estimate for claims incurred but not reported (IBNR). This is a critical measure of an insurer's long-term financial obligation to policyholders.