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Hippo Holdings HIPO Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims

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Other financials

Income statement

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Revenue$121.5M+10.2%
Net income$7.1M+115%
EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%
Total debt$3.6M-59.6%
Total equity$448.7M+39.0%
Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%
CapEx$100.0K0.0%
Free cash flow$8.4M+124%

Valuation

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Market cap$860.82M+18.3%
Enterprise value$559.62M+10.1%
P/E7.7×
P/S1.8×+0.1×

Profitability

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Net margin23.4%
FCF margin11.1%

Returns & leverage

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Return on equity29.2%
Debt / equity0.0×
Current ratio0.7×

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1.

The source filing: Hippo Holdings’s 10-Q, filed April 30, 2026.

Filed
Apr 29, 2026, 6:15 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001828105-26-000025
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Net investment income6.75.8
Total revenue121.5110.3
Expenses:
Losses and loss adjustment expenses47.592.4
Insurance related expenses34.930.2
Technology and development expenses9.48.1
Sales and marketing expenses6.38.9
General and administrative expenses16.216.5

Item 1U. Unaudited Interim Condensed Consolidated Financial Statements

FAQ

What is Hippo Holdings's liability for unpaid claims and claims adjustment expense, incurred claims?
Hippo Holdings (HIPO) reported liability for unpaid claims and claims adjustment expense, incurred claims of $47.5M in Q1 2026.
How has Hippo Holdings's liability for unpaid claims and claims adjustment expense, incurred claims changed year-over-year?
Hippo Holdings's liability for unpaid claims and claims adjustment expense, incurred claims decreased by 48.6% year-over-year, from $92.4M to $47.5M.
What is the long-term trend for Hippo Holdings's liability for unpaid claims and claims adjustment expense, incurred claims?
Over 4 years (2021 to 2025), Hippo Holdings's liability for unpaid claims and claims adjustment expense, incurred claims has grown at a 27.8% compound annual growth rate (CAGR), from $86.1M to $229.9M.
What does liability for unpaid claims and claims adjustment expense, incurred claims mean?
This metric measures the total costs incurred by the company related to insurance claims, including both the estimated payouts and the administrative expenses required to process those claims. It is a primary indicator of underwriting discipline and the accuracy of initial risk assessments. Monitoring this helps investors assess the company's ability to manage its core insurance obligations.

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