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Universal Insurance Holdings UVE Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims

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Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.23B+82.0%
Enterprise value$794.4M+133%
P/E5.6×-4.6×
P/S0.8×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1.

The source filing: Universal Insurance Holdings’s 10-Q, filed April 29, 2026.

Filed
Apr 29, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000891166-26-000046
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Incurred related to:
Current year228,096250,555
Prior years
Total incurred228,096250,555
Paid related to:
Current year88,93564,435
Prior years119,270123,468
Total paid208,205187,903

Item 1. Financial Statements

FAQ

What is Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, incurred claims?
Universal Insurance Holdings (UVE) reported liability for unpaid claims and claims adjustment expense, incurred claims of $228.1M in Q1 2026.
How has Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, incurred claims changed year-over-year?
Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, incurred claims decreased by 9.0% year-over-year, from $250.56M to $228.1M.

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