Products & Services · Unpaid losses and loss adjustment expenses
Other operations — Unpaid losses and loss adjustment expenses
The Hartford Financial Services Group Other operations — Unpaid losses and loss adjustment expenses decreased by 9.5% to $459.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 9.5%, from $507.00M to $459.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ1 2026
Rolls up toReserve for insurance claims
How to read this metric
An increase indicates higher gross claim obligations, which may require additional capital allocation or indicate deteriorating loss trends.
Detailed definition
This metric represents the gross estimate of all losses and associated adjustment expenses that have been incurred but r...
Peer comparison
Equivalent to 'Gross Loss Reserves' used by insurance analysts to evaluate the total underwriting exposure of a business segment.
Metric ID:
hig_segment_other_operations_unpaid_losses_and_loss_adjustment_expensesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $530.00M | $561.00M | $522.00M | $507.00M | $459.00M |
| QoQ Change | — | +5.8% | -7.0% | -2.9% | -9.5% |
| YoY Change | — | +5.8% | -7.0% | -2.9% | -9.5% |
Range$459.00M – $561.00M
CAGR-13.4%
Avg YoY Growth-3.4%
Median YoY Growth-4.9%
Current Streak3 quarters decline
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Frequently Asked Questions
- What is The Hartford Financial Services Group's other operations — unpaid losses and loss adjustment expenses?
- The Hartford Financial Services Group (HIG) reported other operations — unpaid losses and loss adjustment expenses of $459.00M in Q4 2025.
- How has The Hartford Financial Services Group's other operations — unpaid losses and loss adjustment expenses changed year-over-year?
- The Hartford Financial Services Group's other operations — unpaid losses and loss adjustment expenses decreased by 9.5% year-over-year, from $507.00M to $459.00M.
- What does other operations — unpaid losses and loss adjustment expenses mean?
- The total estimated cost of all unpaid claims and related expenses before accounting for reinsurance.