Products & Services · Unpaid losses and loss adjustment expenses
Workers' Compensation — Unpaid losses and loss adjustment expenses
The Hartford Financial Services Group Workers' Compensation — Unpaid losses and loss adjustment expenses increased by 3.4% to $14.87B in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ1 2026
Rolls up toReserve for insurance claims
How to read this metric
An upward trend in gross unpaid losses suggests either business growth or an increase in the expected cost of claims.
Detailed definition
This metric represents the gross estimated liability for claims and the associated costs to process them before consider...
Peer comparison
Standard gross reserve metric for all insurance carriers.
Metric ID:
hig_segment_workers_compensation_unpaid_losses_and_loss_adjustment_expensesHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | $14.38B | $14.87B |
| QoQ Change | — | +3.4% |
| YoY Change | — | +3.4% |
Range$14.38B – $14.87B
Avg YoY Growth+3.4%
Median YoY Growth+3.4%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — unpaid losses and loss adjustment expenses?
- The Hartford Financial Services Group (HIG) reported workers' compensation — unpaid losses and loss adjustment expenses of $14.87B in Q4 2025.
- What does workers' compensation — unpaid losses and loss adjustment expenses mean?
- The total estimated cost to settle all outstanding claims, before accounting for any reinsurance support.