The Hartford Financial Services Group HIG Package Business — Unpaid losses and loss adjustment expenses

Other product segments

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Questions, answered.

What is The Hartford Financial Services Group's package business — unpaid losses and loss adjustment expenses?

The Hartford Financial Services Group (HIG) reported package business — unpaid losses and loss adjustment expenses of $3.01B in Q4 2025.

How has The Hartford Financial Services Group's package business — unpaid losses and loss adjustment expenses changed year-over-year?

The Hartford Financial Services Group's package business — unpaid losses and loss adjustment expenses increased by 15.0% year-over-year, from $2.62B to $3.01B.

What does package business — unpaid losses and loss adjustment expenses mean?

The gross estimated cost of all unpaid claims and the associated expenses to settle them, before accounting for reinsurance recoveries. This represents the total gross exposure the company faces regarding its claims obligations. It is a fundamental metric for assessing the gross underwriting risk of the package business segment.