Lemonade LMND Pet — Unpaid losses and loss adjustment expenses

Other product segments

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Questions, answered.

What is Lemonade's pet — unpaid losses and loss adjustment expenses?

Lemonade (LMND) reported pet — unpaid losses and loss adjustment expenses of $17.4M in Q4 2025.

How has Lemonade's pet — unpaid losses and loss adjustment expenses changed year-over-year?

Lemonade's pet — unpaid losses and loss adjustment expenses increased by 58.2% year-over-year, from $11M to $17.4M.

What does pet — unpaid losses and loss adjustment expenses mean?

This metric captures the gross total of all estimated liabilities for claims and associated adjustment expenses that remain unsettled in the pet insurance segment. It provides a comprehensive view of the total outstanding insurance obligations before accounting for reinsurance recoveries. Investors use this to assess the total potential claim exposure of the pet insurance business.