Lemonade LMND Car — Unpaid losses and loss adjustment expenses

Other product segments

Similar metrics at other companies

HIGAutomobiles — Unpaid losses and loss adjustment expenses

$3.67B+7.5%

SIGICommercial automobile — Total liabilities for unpaid loss and loss expenses, net of reinsurance

$1.33B+23.6%

HIGAutomobiles — Liability for Unpaid Claims and Claims Adjustment Expense, Net

$3.52B+7.3%

HIGCommercial automobile physical damage — Unpaid losses and loss adjustment expenses

$28M-9.7%

SIGIPersonal automobile — Total liabilities for unpaid loss and loss expenses, net of reinsurance

$172.16M+11.7%

WRBAuto — Short-Duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net

$1.85B+11.7%

Questions, answered.

What is Lemonade's car — unpaid losses and loss adjustment expenses?

Lemonade (LMND) reported car — unpaid losses and loss adjustment expenses of $92.2M in Q4 2025.

What does car — unpaid losses and loss adjustment expenses mean?

This metric captures the gross estimated liability for all outstanding claims and associated adjustment costs within the car insurance segment before accounting for reinsurance. It provides a comprehensive view of the total claims backlog that the company is obligated to manage. This figure is a key component of the company's overall insurance liabilities.