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Lemonade LMND Car — Unpaid losses and loss adjustment expenses
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Where this comes from
Reported directly by Lemonade in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.
The source filing: Lemonade’s 10-K, filed February 25, 2026.
- Filed
- Feb 25, 2026, 4:21 PM EST
- Fiscal year
- FY2025
- Accession
- 0001691421-26-000016
| Accident Year | December 31, 2016 | December 31, 2017 | December 31, 2018 | December 31, 2019 | December 31, 2020 | December 31, 2021 | December 31, 2022 | December 31, 2023 | December 31, 2024 | December 31, 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| 2022 | — | — | — | — | — | — | 45.4 | 74.0 | 81.4 | 85.7 |
| 2023 (3) | — | — | — | — | — | — | — | 43.2 | 58.4 | 60.3 |
| 2024 (3) | — | — | — | — | — | — | — | — | 31.8 | 49.9 |
| 2025 (3) | — | — | — | — | — | — | — | — | — | 31.7 |
| Total paid losses and ALAE, net | $437.9 | |||||||||
| Total unpaid loss and ALAE reserves, net (2) | $53.1 | |||||||||
| Ceded unpaid loss and ALAE | $39.1 | |||||||||
| Gross unpaid loss and ALAE | $92.2 |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is Lemonade's car — unpaid losses and loss adjustment expenses?
- Lemonade (LMND) reported car — unpaid losses and loss adjustment expenses of $92.2M in Q4 2025.
- What does car — unpaid losses and loss adjustment expenses mean?
- This metric captures the gross estimated liability for all outstanding claims and associated adjustment costs within the car insurance segment before accounting for reinsurance. It provides a comprehensive view of the total claims backlog that the company is obligated to manage. This figure is a key component of the company's overall insurance liabilities.
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