What is HealthEquity's long-term debt?

HealthEquity (HQY) reported long-term debt of $942.66M in Q1 2026.

How has HealthEquity's long-term debt changed year-over-year?

HealthEquity's long-term debt decreased by 10.8% year-over-year, from $1.06B to $942.66M.

What is the long-term trend for HealthEquity's long-term debt?

Over 5 years (2021 to 2026), HealthEquity's long-term debt has grown at a 0.7% compound annual growth rate (CAGR), from $924.22M to $957.38M.

What does long-term debt mean?

Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

HealthEquity HQY Long-Term Debt

Long-Term Debt at other companies

UnitedHealth GroupUNH

$71.44B+0.2%

Webster Financial CorporationWBS

$738.31M-18.6%

Willis Towers WatsonWTW

$6.3B+32.4%

CenteneCNC

$16.31B-10.9%

MetLifeMET

$14.45B-1.7%

Voya FinancialVOYA

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Other financials

Income statement

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Revenue$354.6M+7.2%

Gross profit$256.3M+14.3%

Operating income$103.0M+23.9%

Net income$69.4M+28.8%

EPS (diluted)$0.82+34.4%

Balance sheet

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Cash & equivalents$265.4M-7.8%

Total debt$984.7M-11.0%

Total equity$2.0B-3.6%

Total assets$3.3B-3.2%

Cash flow

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Operating cash flow$97.5M+50.6%

CapEx$362.0K+321%

Free cash flow$97.2M+50.3%

Valuation

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Market cap$7.12B-6.7%

Enterprise value$7.84B-7.2%

P/E30.9×-31.8×

P/S5.3×-0.8×

Profitability

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Gross margin70.7%+5.2pp

Operating margin25.6%+9.2pp

Net margin17.3%+7.5pp

FCF margin36.5%+9.3pp

Returns & leverage

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Return on equity11.1%+5.3pp

Debt / equity0.5×0.0×

Current ratio3.4×-0.6×

Where this comes from

Reported directly by HealthEquity in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebtNoncurrent.

The official record: HealthEquity’s 10-Q, filed May 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HealthEquity's long-term debt?: HealthEquity (HQY) reported long-term debt of $942.66M in Q1 2026.
How has HealthEquity's long-term debt changed year-over-year?: HealthEquity's long-term debt decreased by 10.8% year-over-year, from $1.06B to $942.66M.
What is the long-term trend for HealthEquity's long-term debt?: Over 5 years (2021 to 2026), HealthEquity's long-term debt has grown at a 0.7% compound annual growth rate (CAGR), from $924.22M to $957.38M.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.