Long-Term Debt
Non-Current LiabilitiesUnitedHealth Group Long-Term Debt decreased by 1.5% to $72.40B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 2.3%, from $74.10B to $72.40B. Over 4 years (FY 2020 to FY 2024), Long-Term Debt shows an upward trend with a 17.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase signals higher financial leverage and future interest expense, whereas a decrease indicates debt repayment and a stronger balance sheet.
Detailed definition
Loans and financial obligations with a maturity date exceeding one year from the balance sheet date. This represents the...
Peer comparison
Large-cap tech companies often use long-term debt to take advantage of low interest rates even when they have significant cash holdings.
long_term_debtHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $44.35B | $43.35B | $42.38B | $40.80B | $45.80B | $45.44B | $54.51B | $60.66B | $59.27B | $58.08B | $58.26B | $63.85B | $63.73B | $74.10B | $72.36B | $71.29B | $73.50B | $72.40B |
| QoQ Change | — | -2.3% | -2.2% | -3.7% | +12.3% | -0.8% | +20.0% | +11.3% | -2.3% | -2.0% | +0.3% | +9.6% | -0.2% | +16.3% | -2.4% | -1.5% | +3.1% | -1.5% |
| YoY Change | — | — | — | — | +3.3% | +4.8% | +28.6% | +48.7% | +29.4% | +27.8% | +6.9% | +5.3% | +7.5% | +27.6% | +24.2% | +11.6% | +15.3% | -2.3% |
Long-Term Debt at Other Companies
Frequently Asked Questions
- What is UnitedHealth Group's long-term debt?
- UnitedHealth Group (UNH) reported long-term debt of $72.40B in Q3 2025.
- How has UnitedHealth Group's long-term debt changed year-over-year?
- UnitedHealth Group's long-term debt decreased by 2.3% year-over-year, from $74.10B to $72.40B.
- What is the long-term trend for UnitedHealth Group's long-term debt?
- Over 4 years (2020 to 2024), UnitedHealth Group's long-term debt has grown at a 17.0% compound annual growth rate (CAGR), from $38.65B to $72.36B.
- What does long-term debt mean?
- Money borrowed by the company that is not due to be paid back for at least one year.