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Hancock Whitney Corporation HWC Accretion (Amortization) of Discounts and Premiums, Investments

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Other financials

Income statement

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Revenue$401.4M+6.9%
Net income$127.0M+11.8%
EPS (diluted)$1.55+17.4%

Balance sheet

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Cash & equivalents$572.0M+11.6%
Total debt$1.9B+36.4%
Total equity$4.4B+1.8%
Total assets$36.3B+3.2%

Cash flow

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Operating cash flow$151.3M+20.3%
CapEx$860.0K-77.4%
Free cash flow$150.4M+23.3%

Valuation

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Market cap$6.24B+25.8%
Enterprise value$7.56B+29.6%
P/E14.6×+4.1×
P/S4.3×+0.9×

Profitability

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Net margin29.1%-2.9pp
FCF margin38.1%-0.6pp

Returns & leverage

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Return on equity9.7%-1.7pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Hancock Whitney Corporation in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: Hancock Whitney Corporation’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338672
($ in thousands)Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Loss on disposal of assets16999
Loss on securities transactions, net98,595
Net increase in loans held for sale(19,461)(8,673)
Net amortization of securities premium/discount6,1716,775
Amortization of intangible assets4,7704,637
Stock-based compensation expense12,65611,964
Net change in derivative collateral liability8,689(22,017)
Net decrease in interest payable and other liabilities(20,541)(19,528)

Item 1. Financial Statements

FAQ

What is Hancock Whitney Corporation's accretion (amortization) of discounts and premiums, investments?
Hancock Whitney Corporation (HWC) reported accretion (amortization) of discounts and premiums, investments of -$2.69M in Q2 2026.
How has Hancock Whitney Corporation's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Hancock Whitney Corporation's accretion (amortization) of discounts and premiums, investments increased by 20.2% year-over-year, from -$3.37M to -$2.69M.
What is the long-term trend for Hancock Whitney Corporation's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Hancock Whitney Corporation's accretion (amortization) of discounts and premiums, investments has grown at a -28.6% compound annual growth rate (CAGR), from -$50.31M to -$13.08M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the systematic amortization of premiums or accretion of discounts on investment securities. It aligns the carrying value of securities with their par value over the remaining life of the instrument. This metric is essential for understanding the true yield generated by the bank's investment portfolio.

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