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First Guaranty Bancshares FGBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Business First Bancshares logo
Business First BancsharesBFST
$199K+157%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
-$3.48M-2.3%
Bank First Corporation logo
Bank First CorporationBFC
$2.15M+56.1%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$55K+234%
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$10K-95.7%
Equity Bancshares logo
Equity BancsharesEQBK
$3.35M+481%

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's accretion (amortization) of discounts and premiums, investments?
First Guaranty Bancshares (FGBI) reported accretion (amortization) of discounts and premiums, investments of $1.11M in Q1 2026.
How has First Guaranty Bancshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
First Guaranty Bancshares's accretion (amortization) of discounts and premiums, investments decreased by 22.2% year-over-year, from $1.43M to $1.11M.
What is the long-term trend for First Guaranty Bancshares's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2022 to 2025), First Guaranty Bancshares's accretion (amortization) of discounts and premiums, investments has grown at a 20.2% compound annual growth rate (CAGR), from -$1.8M to $3.13M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on debt securities held in the investment portfolio. It reflects the systematic allocation of the difference between the purchase price and the par value of securities over their remaining life. Investors use this to understand the underlying yield adjustments that impact reported net interest income.