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International Money Express IMXI Business Segments — Agent commissions

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Other financials

Income statement

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Revenue$122.0M-15.5%
Operating income$3.7M-73.9%
Net income$511.0K-93.4%
EPS (diluted)$0.02-92.0%

Balance sheet

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Cash & equivalents$170.3M+12.2%
Total debt$262.3M+53.1%
Total equity$162.7M+16.8%
Total assets$565.9M+15.4%

Cash flow

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Operating cash flow-$37.4M-191%
CapEx$5.5M+4.1%
Free cash flow-$42.9M-219%

Valuation

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Market cap$355.72M-20.4%
Enterprise value$447.67M+2.0%
P/E14×+5.3×
P/S0.6×-0.1×

Profitability

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Operating margin7.7%-6.0pp
Net margin4.3%-4.0pp
FCF margin25.1%+21.7pp

Returns & leverage

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Return on equity16.8%-22.4pp
Debt / equity1.6×+0.4×
Current ratio2.8×+1.1×

Where this comes from

Reported directly by International Money Express in its filing.

Tagged under the XBRL concept imxi:AgentCommissions.

The source filing: International Money Express’s 10-Q, filed May 11, 2026.

Filed
May 11, 2026, 9:30 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033174
Line itemThree Months Ended March 31, 20262025
Other income5,8803,962
Total revenues121,952144,310
Less:
Agent commissions51,15861,163
Payer commissions18,82723,811
Bank charges and fees5,6146,594
Salaries and benefits18,89018,288
Other segment items (1)15,04713,209

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is International Money Express's business segments — agent commissions?
International Money Express (IMXI) reported business segments — agent commissions of $51.16M in Q1 2026.
How has International Money Express's business segments — agent commissions changed year-over-year?
International Money Express's business segments — agent commissions decreased by 16.4% year-over-year, from $61.16M to $51.16M.
What is the long-term trend for International Money Express's business segments — agent commissions?
Over 3 years (2022 to 2025), International Money Express's business segments — agent commissions has grown at a 1.9% compound annual growth rate (CAGR), from $241.47M to $255.33M.
What does business segments — agent commissions mean?
Reflects the direct costs paid to third-party agents or retail partners who facilitate money transfer transactions on behalf of the company. These commissions are a variable cost essential for maintaining the physical distribution network required to reach customers in specific geographic corridors. Monitoring this metric helps assess the cost of acquiring and retaining the physical footprint necessary for remittance services.

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