Skip to content
Screener

Independent Bank Corp INDB Q2 2025 earnings

Reported July 17, 2025 · After market close

Revenue$250.5MBeat by $7.9M
EPS$1.25Beat by $0.05
Revenue estimate$242.6M
EPS estimate$1.20

Next report

Oct 15, 2026 (in 2 months)
Revenue estimate$263.4M
EPS estimate$1.81

Financials

Q2 2025

Income statement

See full
Revenue$181.8M+6.8%
Net income$51.1M-0.4%
EPS (diluted)$1.20-0.8%

Balance sheet

See full
Cash & equivalents$901.2M+187%
Total debt$759.4M+9.5%
Total equity$3.1B+5.3%
Total assets$20.0B+3.3%

Cash flow

See full
Operating cash flow$106.7M+62.6%
CapEx$4.2M+13.0%
Free cash flow$102.5M+65.5%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$2.67B+23.8%
Enterprise value$2.53B-0.3%
P/E14.2×+4.1×
P/S3.8×+0.7×

Profitability

See full
Net margin26.5%-4.3pp
FCF margin30.2%-3.4pp

Returns & leverage

See full
Return on equity6.3%-1.1pp
Debt / equity0.2×0.0×

Segments

By product

See full
Investment Advisory, Management and Administrative Service$10.3M+7.2%
Deposit Account$7.1M+12.8%
Credit Card, Merchant Discount$3.4M+8.2%
ATM Charge$1.1M-1.3%
Investment Advisory, Retail Investment and Insurance Service$1.0M-22.5%

FAQ

When did Independent Bank Corp report Q2 2025 earnings?
Independent Bank Corp (INDB) reported Q2 2025 earnings on July 17, 2025 after market close.
What were Independent Bank Corp's Q2 2025 revenue and EPS?
Independent Bank Corp reported revenue of $250.5M and eps of $1.25 for Q2 2025.
Did Independent Bank Corp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $242.6M by $7.9M. EPS beat the consensus estimate of $1.20 by $0.05.
How did Independent Bank Corp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 48.5% from $168.7M a year earlier and eps grew 3.3% from $1.21.
Where can I find Independent Bank Corp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000776901-25-000263) and the 10-Q periodic report (0000776901-25-000269) directly on SEC EDGAR. The filing index links above go to sec.gov.