What does free cash flow mean?

Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

Investar Holding ISTR Free cash flow

Discontinued — last reported Q4 '20

Free cash flow at other companies

Hancock Whitney CorporationHWC

$108.45M+8.2%

PCB BancorpPCB

$20.65M+1,191%

Independent Bank CorporationIBCP

-$13.77M-176%

RBB BancorpRBB

$11.68M-32.2%

Equity BancsharesEQBK

$11.53M-43.0%

NFB

Northfield BancorpNFBK

$19.59M+114%

Other financials

Income statement

See full

Revenue$23.5M+0.9%

Net income$12.0M+91.1%

Balance sheet

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Cash & equivalents$39.0M+48.4%

Total debt$2.8M+34.0%

Total equity$414.6M+64.7%

Total assets$3.9B+42.0%

Cash flow

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Operating cash flow$9.9M+122%

Valuation

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Market cap$406.36M+125%

Enterprise value$370.19M+137%

P/E14.2×+5.9×

P/S4.3×+0.5×

Profitability

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Net margin24.5%+1.3pp

FCF margin11.9%—

Returns & leverage

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Return on equity8.6%-0.5pp

Debt / equity0×0.0×

Where this comes from

Calculated from Investar Holding’s reported figures.

$6.5Mnet cash from operating−$1.2Mcapital expenditures=$5.24M

The official record: Investar Holding’s 10-K, filed March 8, 2023, on SEC EDGAR. View the filing →

Questions, answered.

What does free cash flow mean?: Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.