Skip to content
Screener

Investar Holding ISTR Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Regions Financial logo
Regions FinancialRF
$68M-46.0%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$2.72M+81.1%
First Capital logo
First CapitalFCAP
$350K+3.6%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
-$168K-137%
PCB Bancorp logo
PCB BancorpPCB
$128K+93.9%

Other financials

Income statement

See full
Revenue$23.5M+0.9%
Net income$9.5M+111%

Balance sheet

See full
Cash & equivalents$31.8M+12.2%
Total debt$2.7M+26.5%
Total equity$420.1M+64.2%
Total assets$3.9B+40.5%

Cash flow

See full
Operating cash flow$6.4M+103%

Valuation

See full
Market cap$410.97M+94.9%
Enterprise value$381.87M+107%
P/E12.2×+2.8×

Profitability

See full
Net margin24.5%+1.3pp
FCF margin11.9%

Returns & leverage

See full
Return on equity9.9%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Investar Holding in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Investar Holding’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026348
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Interest on borrowings2,2541,2594,0882,708
Total interest expense19,75015,71540,29431,804
Net interest income33,44919,64466,10937,989
Provision for (reversal of) credit losses275141(1,833)(3,455)
Net interest income after provision for (reversal of) credit losses33,17419,50367,94241,444
NONINTEREST INCOME
Service charges on deposit accounts9337881,8891,583
Gain on call or sale of investment securities, net1212

Document

FAQ

What is Investar Holding's provision for credit losses?
Investar Holding (ISTR) reported provision for credit losses of $275K in Q2 2026.
How has Investar Holding's provision for credit losses changed year-over-year?
Investar Holding's provision for credit losses increased by 95.0% year-over-year, from $141K to $275K.
What is the long-term trend for Investar Holding's provision for credit losses?
Over 3 years (2021 to 2025), Investar Holding's provision for credit losses has grown at a -47.1% compound annual growth rate (CAGR), from $22.89M to -$3.39M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Investar Holding's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude