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Investors Title Company ITIC All Other — Provision for claims

Other segment segments

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$2.78M+33.8%
Exchange Services
$0

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Other financials

Income statement

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Revenue$86.5M+17.5%
Net income$14.6M+19.2%
EPS (diluted)$7.73+19.3%

Balance sheet

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Cash & equivalents$20.5M-31.1%
Total debt$8.7M+8.8%
Total equity$286.6M+7.7%
Total assets$380.1M+9.9%

Cash flow

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Operating cash flow$8.1M-8.3%
CapEx$1.9M+19.8%
Free cash flow$6.3M-14.3%

Valuation

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Market cap$539.65M+24.3%
Enterprise value$527.9M+28.0%
P/E13.4×+0.2×
P/S1.8×+0.2×

Profitability

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Net margin13.8%+1.5pp
FCF margin9%+0.5pp

Returns & leverage

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Return on equity14.6%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Investors Title Company in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The source filing: Investors Title Company’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000720858-26-000030
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total Revenues86,50373,649150,516130,214
Operating Expenses:
Commissions to agents35,64429,07763,09653,934
Provision for claims2,7832,0803,2552,403
Personnel expenses19,04317,46038,06935,794
Office and technology expenses4,6664,3279,1768,867
Other expenses4,9214,9079,7599,365
Total Operating Expenses67,05757,851123,355110,363

Item 1. Financial Statements

FAQ

What is Investors Title Company's all other — provision for claims?
Investors Title Company (ITIC) reported all other — provision for claims of $0 in Q2 2026.
What does all other — provision for claims mean?
This metric represents the estimated costs set aside to cover future insurance claims and settlement expenses for the 'All Other' segment. It is a critical measure of underwriting discipline and the accuracy of risk assessment. High or rising provisions may indicate deteriorating claim experience or changes in the underlying risk profile of the segment's policies.

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