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The Hanover Insurance Group THG All Other Segments — Policyholder Benefits And Claims Incurred Net

Other segment segments

Personal Lines
$408.4M-8.8%
Core Commercial Lines
$366.4M+9.9%
Specialty Lines
$187.7M+6.4%

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VOYAPolicyholder Benefits And Claims Incurred Net
$560M+3.5%

Other financials

Income statement

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Revenue$1.7B+4.3%
Operating income$251.9M+20.0%
Net income$191.6M+22.0%
EPS (diluted)$5.38+25.1%

Balance sheet

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Cash & equivalents$266.1M+9.0%
Total debt$844.0M+7.6%
Total equity$3.7B+14.2%
Total assets$16.9B+7.2%

Cash flow

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Operating cash flow$212.3M+2.8%
CapEx$2.9M+70.6%
Free cash flow$209.4M+2.2%

Valuation

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Market cap$7.98B+28.5%
Enterprise value$8.56B+26.8%
P/E10.6×-0.6×
P/S1.2×+0.2×

Profitability

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Operating margin14.2%
Net margin11.2%+2.5pp
FCF margin18.5%+5.3pp

Returns & leverage

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Return on equity21.9%+2.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The source filing: The Hanover Insurance Group’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000944695-26-000014
(In millions, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Fees and other income6.26.112.412.5
Total revenues1,726.21,654.43,427.63,257.6
Losses and expenses
Losses and loss adjustment expenses962.5957.21,920.11,912.5
Amortization of deferred acquisition costs338.0319.0671.2632.9
Interest expense10.18.620.917.1
Other operating expenses171.0170.8333.7336.2
Total losses and expenses1,481.61,455.62,945.92,898.7

ITEM 1 - FINANCIAL STATEMENTS

FAQ

What is The Hanover Insurance Group's all other segments — policyholder benefits and claims incurred net?
The Hanover Insurance Group (THG) reported all other segments — policyholder benefits and claims incurred net of $0 in Q2 2026.
How has The Hanover Insurance Group's all other segments — policyholder benefits and claims incurred net changed year-over-year?
The Hanover Insurance Group's all other segments — policyholder benefits and claims incurred net increased by 100.0% year-over-year, from -$100K to $0.
What is the long-term trend for The Hanover Insurance Group's all other segments — policyholder benefits and claims incurred net?
Over 3 years (2022 to 2025), The Hanover Insurance Group's all other segments — policyholder benefits and claims incurred net has grown at a -16.4% compound annual growth rate (CAGR), from $1.2M to $700K.
What does all other segments — policyholder benefits and claims incurred net mean?
The total net cost of claims and benefits paid or reserved for policyholders during the period, net of reinsurance recoveries. This is a primary measure of the segment's underwriting risk and directly impacts the overall profitability of the insurance product line.

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