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The Hanover Insurance Group THG Personal Lines — Policyholder Benefits And Claims Incurred Net
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Where this comes from
Reported directly by The Hanover Insurance Group in its filing.
Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.
The source filing: The Hanover Insurance Group’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 5:02 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000944695-26-000014
| (in millions) | Three Months Ended / Core Commercial | Three Months Ended / Specialty | Three Months Ended / Personal Lines | Three Months Ended / Other | Three Months Ended / Total |
|---|---|---|---|---|---|
| Prior year favorable development, excluding catastrophes | (0.6) | (10.8) | (10.1) | — | (21.5) |
| Current year catastrophe losses | 34.2 | 13.2 | 57.3 | — | 104.7 |
| Prior year favorable catastrophe development | (7.8) | (3.2) | (1.9) | — | (12.9) |
| Total losses and LAE | 366.4 | 187.7 | 408.4 | — | 962.5 |
| Amortization of deferred acquisition costs and other underwriting expenses(1) | 189.7 | 135.9 | 174.7 | — | 500.3 |
| Underwriting income | 23.2 | 42.2 | 69.4 | — | 134.8 |
| Net investment income | 55.3 | 27.2 | 33.3 | 3.8 | 119.6 |
| Fees and other income | 1.3 | 1.2 | 3.7 | — | 6.2 |
ITEM 1 - FINANCIAL STATEMENTS
FAQ
- What is The Hanover Insurance Group's personal lines — policyholder benefits and claims incurred net?
- The Hanover Insurance Group (THG) reported personal lines — policyholder benefits and claims incurred net of $408.4M in Q2 2026.
- How has The Hanover Insurance Group's personal lines — policyholder benefits and claims incurred net changed year-over-year?
- The Hanover Insurance Group's personal lines — policyholder benefits and claims incurred net decreased by 8.8% year-over-year, from $447.6M to $408.4M.
- What is the long-term trend for The Hanover Insurance Group's personal lines — policyholder benefits and claims incurred net?
- Over 3 years (2022 to 2025), The Hanover Insurance Group's personal lines — policyholder benefits and claims incurred net has grown at a -0.1% compound annual growth rate (CAGR), from $1.64B to $1.64B.
- What does personal lines — policyholder benefits and claims incurred net mean?
- This is the total cost of claims and associated benefits paid or reserved for policyholders during the period, net of reinsurance recoveries. It is the primary expense component for an insurance segment and directly impacts underwriting margins. Tracking this helps investors understand the core cost of the insurance product.
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