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Henry (Jack) & Associates JKHY Q4 2025 Annual earnings

Reported August 19, 2025 · After market close

Revenue$615.4MBeat by $10.8MDiluted EPS$1.75Beat by $0.17
Revenue estimate$604.5M
EPS estimate$1.58

Next report

Aug 18, 2026 (in 2 months)
Revenue estimate$629.2M
EPS estimate$1.43

Financials

Q4 2025

Income statement

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Revenue$615.4M+9.9%
Gross profit$271.5M+16.7%
Operating income$155.7M+23.9%
Net income$127.6M+26.2%
EPS (diluted)$1.75+26.8%

Balance sheet

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Cash & equivalents$102.0M+166%
Total debt$51.2M-75.6%
Total equity$2.1B+15.7%
Total assets$3.0B+4.1%

Cash flow

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Operating cash flow$327.1M+41.1%
CapEx$12.2M-48.8%
Free cash flow$314.9M+51.4%

Valuation & ratios

Q4 2025

Valuation

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Market cap$13.18B+9.0%
Enterprise value$13.13B+7.0%
P/E28.9×-2.8×
P/S5.5×+0.1×

Profitability

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Gross margin42.7%+1.4pp
Operating margin23.9%+1.9pp
Net margin19.2%+2.0pp
FCF margin24.8%+1.7pp

Returns & leverage

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Return on equity22.9%+0.8pp
Debt / equity0×-0.1×
Current ratio1.3×+0.3×

Segments

By segment

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Payments$229.3M+7.9%
Core$194.3M+13.0%
Complementary$160.8M+3.6%

By product

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Processing$264.1M+8.6%
Product Delivery and Services$79.5M+25.7%

Versus estimates

Revenue

Q3 2026$636.2MBeat by $16.6MQ2 2026$619.3MBeat by $9.6MQ1 2026$644.7MBeat by $8.8M
Q4 2025$615.4MBeat by $10.8M
Q3 2025$585.1MMiss by $2.2MQ2 2025$573.8MMiss by $12.8M

Diluted EPS

Q3 2026$1.71Beat by $0.28Q2 2026$1.72Beat by $0.29Q1 2026$1.97Beat by $0.26
Q4 2025$1.75Beat by $0.17
Q3 2025$1.52Beat by $0.15Q2 2025$1.34Miss by $0.03

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Questions, answered.

When did Henry (Jack) & Associates report Q4 2025 earnings?
Henry (Jack) & Associates (JKHY) reported Q4 2025 earnings on August 19, 2025 after market close.
What were Henry (Jack) & Associates's Q4 2025 revenue and EPS?
Henry (Jack) & Associates reported revenue of $615.4M and diluted EPS of $1.75 for Q4 2025.
Did Henry (Jack) & Associates beat estimates in Q4 2025?
Revenue beat the consensus estimate of $604.5M by $10.8M. EPS beat the consensus estimate of $1.58 by $0.17.
How did Henry (Jack) & Associates's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.9% from $559.9M a year earlier and diluted EPS grew 26.8% from $1.38.
Where can I find Henry (Jack) & Associates's Q4 2025 SEC filings?
You can read the 10-K periodic report (0000779152-25-000055) directly on SEC EDGAR. The filing index links above go to sec.gov.