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KB Home KBH Financial services — Operating Income

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Other financials

Income statement

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Revenue$1.1B-27.3%
Net income$27.3M-74.6%
EPS (diluted)$0.43-71.3%

Balance sheet

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Cash & equivalents$330.2M+13.0%
Total debt$30.0M+27.9%
Total equity$3.8B-4.9%
Total assets$6.8B-3.5%

Cash flow

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Operating cash flow-$125.4M+62.5%
CapEx$9.7M-16.0%
Free cash flow-$138.6M+59.9%

Valuation

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Market cap$3.49B-12.5%
P/E12.8×+5.8×
P/S0.6×0.0×

Profitability

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Operating margin7.6%
Net margin4.9%-3.5pp
FCF margin-0.6%-15.7pp

Returns & leverage

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Return on equity7%-7.2pp
Debt / equity0.0×

Where this comes from

Reported directly by KB Home in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: KB Home’s 10-Q, filed July 9, 2026.

Filed
Jul 9, 2026, 4:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000795266-26-000063
Line itemThree Months Ended May 31, 2026Three Months Ended May 31, 2025Six Months Ended May 31, 2026Six Months Ended May 31, 2025
Insurance commissions$3,558$2,376$6,685$4,937
Title services1,7702,4933,5954,668
Total5,3284,86910,2809,605
Expenses
General and administrative(1,493)(1,570)(3,043)(3,109)
Operating income3,8353,2997,2376,496
Equity in income of unconsolidated joint venture2,8304,8624,9639,191
Pretax income$6,665$8,161$12,200$15,687

Item 1.Financial Statements

FAQ

What is KB Home's financial services — operating income?
KB Home (KBH) reported financial services — operating income of $3.84M in Q1 2026.
How has KB Home's financial services — operating income changed year-over-year?
KB Home's financial services — operating income increased by 16.2% year-over-year, from $3.3M to $3.84M.
What is the long-term trend for KB Home's financial services — operating income?
Over 4 years (2021 to 2025), KB Home's financial services — operating income has grown at a 5.2% compound annual growth rate (CAGR), from $14.85M to $18.19M.
What does financial services — operating income mean?
This metric represents the profit generated by the financial services segment after deducting operating expenses from its revenues. It serves as a key indicator of the segment's core operational efficiency and its contribution to the company's overall profitability.

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