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M/I Homes MHO Financial Service — Operating Income

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Other financials

Income statement

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Revenue$920.7M-5.7%
Gross profit$202.6M-19.9%
Net income$67.8M-39.0%
EPS (diluted)$2.55-35.9%

Balance sheet

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Cash & equivalents$767.4M-1.2%
Total debt$54.9M-6.9%
Total equity$3.2B+6.2%
Total assets$4.8B+4.4%

Cash flow

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Operating cash flow$135.7M+109%
CapEx$154.0K-88.5%
Free cash flow$135.6M+113%

Valuation

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Market cap$3.8B+1.9%

Profitability

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Gross margin22.2%-4.2pp
Net margin8.2%-3.9pp
FCF margin5.4%

Returns & leverage

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Return on equity11.6%-7.4pp
Debt / equity0.0×

Where this comes from

Reported directly by M/I Homes in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: M/I Homes’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M/I Homes's financial service — operating income?
M/I Homes (MHO) reported financial service — operating income of $16.72M in Q1 2026.
How has M/I Homes's financial service — operating income changed year-over-year?
M/I Homes's financial service — operating income decreased by 10.9% year-over-year, from $18.77M to $16.72M.
What is the long-term trend for M/I Homes's financial service — operating income?
Over 4 years (2021 to 2025), M/I Homes's financial service — operating income has grown at a 2.3% compound annual growth rate (CAGR), from $62.29M to $68.16M.
What does financial service — operating income mean?
This measures the profitability of the financial services segment after accounting for operating expenses but before interest and taxes. It is the primary indicator of the segment's core business performance and its contribution to the overall company's bottom line. Investors use this to assess the segment's ability to generate sustainable margins from its lending and title activities.