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Kemper KMPR Liabilities for Guarantees on Long-Duration Contracts, Guaranteed Benefit Liability, Net

Liabilities for Guarantees on Long-Duration Contracts, Guaranteed Benefit Liability, Net at other companies

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$75K-17.6%
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$75K-17.6%
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$950.1M+51.0%
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Federal Agricultural MortgageAGM
$56.94M+14.1%
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RB GlobalRBA
$166.2M+534%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.72B-43.3%
Enterprise value$2.59B-33.0%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityNet.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084

The Company’s weighted-average crediting rate for Universal Life-type Policyholder Account Balances was 5.1% as of June 30, 2026 and 2025, respectively. Guaranteed minimum benefit amounts in excess of the current account balances for these contracts were $252.0 million and $260.3 million as of June 30, 2026 and December 31, 2025, respectively. The cash surrender value of the Company’s policyholder obligations for these contracts was $92.7 million and $94.2 million as of June 30, 2026 and December 31, 2025, respectively.

Item 1. Financial Statements

FAQ

What is Kemper's liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net?
Kemper (KMPR) reported liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net of $252M in Q2 2026.
How has Kemper's liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net changed year-over-year?
Kemper's liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net decreased by 6.0% year-over-year, from $268.2M to $252M.
What is the long-term trend for Kemper's liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net?
Over 3 years (2022 to 2025), Kemper's liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net has grown at a -5.8% compound annual growth rate (CAGR), from $311.4M to $260.3M.
What does liabilities for guarantees on long-duration contracts, guaranteed benefit liability, net mean?
Liabilities for Guarantees on Long-Duration Contracts, Guaranteed Benefit Liability, Net as reported by Kemper Corporation.

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