Ready Capital Products & Services — Guaranteed loan financing decreased by 4.3% to $501.74M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 25.0%, from $668.85M to $501.74M. Over 4 years (FY 2021 to FY 2025), Products & Services — Guaranteed loan financing shows an upward trend with a 13.4% CAGR.
An increase indicates higher leverage and expansion of lending capacity, while a decrease suggests deleveraging or reduced financing activity.
This metric represents the total outstanding balance of debt obligations that are backed by specific loan collateral and...
Standard measure for non-bank lenders and mortgage REITs using secured credit facilities.
rc_segment_guaranteed_investment_contract_guaranteed_loan_financing| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $363.96M | $348.77M | $345.22M | $332.40M | $304.16M | $283.82M | $264.89M | $238.95M | $226.08M | $886.92M | $844.54M | $814.78M | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
| QoQ Change | — | -4.2% | -1.0% | -3.7% | -8.5% | -6.7% | -6.7% | -9.8% | -5.4% | +292.3% | -4.8% | -3.5% | -4.0% | -5.1% | -6.9% | -3.2% | -5.9% | -10.1% | -7.4% | -4.3% |
| YoY Change | — | — | — | — | -16.4% | -18.6% | -23.3% | -28.1% | -25.7% | +212.5% | +218.8% | +241.0% | +246.0% | -16.3% | -18.2% | -17.9% | -19.6% | -23.8% | -24.2% | -25.0% |