Products & Services · Guaranteed loan financing

Products & Services — Guaranteed loan financing

Ready Capital Products & Services — Guaranteed loan financing decreased by 4.3% to $501.74M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 25.0%, from $668.85M to $501.74M. Over 4 years (FY 2021 to FY 2025), Products & Services — Guaranteed loan financing shows an upward trend with a 13.4% CAGR.

Analysis

StatementSegment
CategoryLeverage
SignalContext dependent
VolatilityModerate
First reportedQ4 2017
Last reportedQ1 2026May 8, 2026

How to read this metric

An increase indicates higher leverage and expansion of lending capacity, while a decrease suggests deleveraging or reduced financing activity.

Detailed definition

This metric represents the total outstanding balance of debt obligations that are backed by specific loan collateral and...

Peer comparison

Standard measure for non-bank lenders and mortgage REITs using secured credit facilities.

Metric ID: rc_segment_guaranteed_investment_contract_guaranteed_loan_financing

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$363.96M$348.77M$345.22M$332.40M$304.16M$283.82M$264.89M$238.95M$226.08M$886.92M$844.54M$814.78M$782.35M$742.63M$691.12M$668.85M$629.38M$565.88M$524.09M$501.74M
QoQ Change-4.2%-1.0%-3.7%-8.5%-6.7%-6.7%-9.8%-5.4%+292.3%-4.8%-3.5%-4.0%-5.1%-6.9%-3.2%-5.9%-10.1%-7.4%-4.3%
YoY Change-16.4%-18.6%-23.3%-28.1%-25.7%+212.5%+218.8%+241.0%+246.0%-16.3%-18.2%-17.9%-19.6%-23.8%-24.2%-25.0%
Range$226.08M$886.92M
CAGR+7.0%
Avg YoY Growth+41.3%
Median YoY Growth-18.4%
Current Streak10 quarters decline

Frequently Asked Questions

What is Ready Capital's products & services — guaranteed loan financing?
Ready Capital (RC) reported products & services — guaranteed loan financing of $501.74M in Q1 2026.
How has Ready Capital's products & services — guaranteed loan financing changed year-over-year?
Ready Capital's products & services — guaranteed loan financing decreased by 25.0% year-over-year, from $668.85M to $501.74M.
What is the long-term trend for Ready Capital's products & services — guaranteed loan financing?
Over 4 years (2021 to 2025), Ready Capital's products & services — guaranteed loan financing has grown at a 13.4% compound annual growth rate (CAGR), from $1.44B to $2.39B.
What does products & services — guaranteed loan financing mean?
The total amount of debt the company has borrowed that is secured by guaranteed loans.