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Kemper KMPR Commercial Automobile Insurance—Liability — Year 5
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's commercial automobile insurance—liability — year 5?
- Kemper (KMPR) reported commercial automobile insurance—liability — year 5 of 91.6% in Q4 2025.
- How has Kemper's commercial automobile insurance—liability — year 5 changed year-over-year?
- Kemper's commercial automobile insurance—liability — year 5 increased by 1.2% year-over-year, from 90.5% to 91.6%.
- What does commercial automobile insurance—liability — year 5 mean?
- This metric represents the total earned premiums or incurred losses specifically attributed to the commercial automobile liability insurance line of business for the fifth year of a multi-year reporting period. It provides insight into the long-term performance and underwriting stability of commercial fleet and vehicle liability coverage. Investors use this to assess the maturity and historical risk profile of the commercial auto portfolio.
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