What is Axis Capital Holders's insurance — year 5?

Axis Capital Holders (AXS) reported insurance — year 5 of 13.3% in Q4 2025.

What does insurance — year 5 mean?

Represents the insurance segment's claims development or liability exposure for the fifth underwriting year. This data point is critical for assessing the tail-risk management and historical reserve adequacy of the insurance portfolio.

Axis Capital Holders (AXS) Insurance — Year 5

Screener

Other segment segments

Reinsurance

9.6%+60.0%

Similar metrics at other companies

AFGProperty and casualty insurance — Year 5

9.4%-3.7pp

KMPRCommercial Automobile Insurance—Liability — Year 5

91.6%+1.1pp

ESN

ESNTProperty Insurance Product Line — Year 5

5%-2.0pp

CNAInternational — Year 5

5.8%—

NMIHFinancial Guarantee Insurance Product Line — Year 5

6%0.0pp

KMPRCommercial Automobile Insurance—Physical Damage — Year 5

100%0.0pp

Other financials

Income statement

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Revenue$1.8B+7.4%

Net income$258.1M+15.6%

EPS (diluted)$3.38+24.3%

Balance sheet

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Cash & equivalents$780.0M-8.5%

Total debt$108.3M+1.7%

Total equity$6.5B+5.3%

Total assets$36.6B+7.2%

Cash flow

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Operating cash flow$631.5M+138%

CapEx$14.2M+17.4%

Free cash flow$617.4M+137%

Valuation

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Market cap$7.61B+2.1%

Enterprise value$6.94B+3.5%

P/E6.9×-1.5×

P/S1.1×-0.1×

Profitability

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Net margin16.2%+1.9pp

FCF margin-6.9%-33.2pp

Returns & leverage

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Return on equity17.4%+2.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Axis Capital Holders in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Axis Capital Holders’s 10-K, filed February 27, 2026.

Filed: Feb 27, 2026, 7:58 AM EST
Fiscal year: FY2025
Accession: 0001214816-26-000097

Year 1	Year 2	Year 3	Year 4	Year 5	Year 6	Year 7	Year 8	Year 9	Year 10
4.5%	13.0%	15.3%	14.8%	13.3%	10.8%	8.8%	6.8%	6.5%	3.5%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Axis Capital Holders's insurance — year 5?: Axis Capital Holders (AXS) reported insurance — year 5 of 13.3% in Q4 2025.
What does insurance — year 5 mean?: Represents the insurance segment's claims development or liability exposure for the fifth underwriting year. This data point is critical for assessing the tail-risk management and historical reserve adequacy of the insurance portfolio.