What is Axis Capital Holders's reinsurance — year 5?

Axis Capital Holders (AXS) reported reinsurance — year 5 of 9.6% in Q4 2025.

What does reinsurance — year 5 mean?

This metric represents the current accident year loss ratio for the reinsurance segment, which measures the relationship between losses incurred in the current year and the earned premiums for that same period. It provides a clean view of underwriting performance by excluding the impact of prior-year reserve adjustments. This is a vital indicator of current pricing adequacy and risk selection quality.

Axis Capital Holders AXS Reinsurance — Year 5

Other segment segments

Insurance

13.3%—

Similar metrics at other companies

HIGAssumed Reinsurance — 5th Year

5.7%-0.2pp

CINFReinsurance assumed and other non segment — Current accident year

$141M+9.5%

ACGLReinsurance — Loss ratio

51.7%-15.2pp

HIGProperty Insurance — 5th Year

1.9%-0.4pp

ACGLReinsurance — Combined Ratio Percentage

75.9%-15.9pp

ACGLReinsurance — Prior years

-$172M-35.4%

Other financials

Income statement

See full

Revenue$1.6B+8.0%

Net income$254.8M+31.3%

EPS (diluted)$3.29+45.6%

Balance sheet

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Cash & equivalents$862.4M-68.7%

Total debt$110.2M+2.7%

Total equity$6.4B+8.1%

Total assets$35.6B+7.1%

Cash flow

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Operating cash flow$519.4M+68.0%

CapEx$14.4M+97.9%

Free cash flow$505.0M+67.3%

Valuation

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Market cap$7.45B-7.4%

Enterprise value$6.69B+23.9%

P/E7×-2.2×

P/S1.1×-0.2×

Profitability

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Net margin16%+1.5pp

FCF margin-6.9%-32.6pp

Returns & leverage

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Return on equity17.4%+2.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Axis Capital Holders in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Axis Capital Holders’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Axis Capital Holders's reinsurance — year 5?: Axis Capital Holders (AXS) reported reinsurance — year 5 of 9.6% in Q4 2025.
What does reinsurance — year 5 mean?: This metric represents the current accident year loss ratio for the reinsurance segment, which measures the relationship between losses incurred in the current year and the earned premiums for that same period. It provides a clean view of underwriting performance by excluding the impact of prior-year reserve adjustments. This is a vital indicator of current pricing adequacy and risk selection quality.