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NMI Holdings Inc. NMIH Products & Services — Year 5
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Where this comes from
Reported directly by NMI Holdings Inc. in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.
The source filing: NMI Holdings Inc.’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 4:25 PM EST
- Fiscal year
- FY2025
- Accession
- 0001547903-26-000011
| Line item | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 1 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 2 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 3 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 4 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 5 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 6 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 7 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 8 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 9 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Claims duration disclosure | 3% | 30% | 29% | 16% | 6% | 4% | 1% | 2% | 0% | 0% |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is NMI Holdings Inc.'s products & services — year 5?
- NMI Holdings Inc. (NMIH) reported products & services — year 5 of 6% in Q4 2025.
- How has NMI Holdings Inc.'s products & services — year 5 changed year-over-year?
- NMI Holdings Inc.'s products & services — year 5 decreased by 0.0% year-over-year, from 6% to 6%.
- What does products & services — year 5 mean?
- This metric captures the financial results of the mortgage insurance product line in the fifth year, serving as a mid-term performance benchmark. It allows for the evaluation of long-term underwriting profitability and the effectiveness of risk management strategies over a multi-year horizon. This is critical for understanding the segment's contribution to overall corporate earnings stability.
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