Kemper KMPR Homeowners — Reinsurance Recoverables on Unpaid Losses and Allocated LAE

Other product segments

Similar metrics at other companies

WTMProperty and Accident & Health — Unpaid loss and LAE reserves, net of reinsurance recoverables on unpaid losses

$573.1M+7.4%

SIGIHomeowners — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$490K-75.0%

LMNDProperty Insurance — Ceded unpaid loss and LAE

$88.1M-19.4%

CINFHomeowner — Reinsurance recoverable on unpaid losses

$124M+1,278%

HIGProperty Insurance — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

8,000,000,000%+700,000,000pp

WTMWM Outrigger Re — Unpaid loss and LAE reserves, net of reinsurance recoverables on unpaid losses

$34.7M-0.6%

Questions, answered.

What is Kemper's homeowners — reinsurance recoverables on unpaid losses and allocated LAE?

Kemper (KMPR) reported homeowners — reinsurance recoverables on unpaid losses and allocated LAE of $0 in Q4 2025.

What does homeowners — reinsurance recoverables on unpaid losses and allocated LAE mean?

This metric quantifies the portion of unpaid claims and loss adjustment expenses that the company expects to recover from its reinsurance partners. It represents a significant asset on the balance sheet that mitigates the company's net exposure to large or catastrophic losses. Monitoring this helps investors assess the company's reliance on reinsurance and the credit risk associated with its reinsurers.