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Kemper KMPR Other — Reinsurance Recoverables on Unpaid Losses and Allocated LAE

Other product segments

Preferred Personal Automobile Insurance—Liability
$18.9M+11.8%
Specialty Personal Automobile Insurance—Liability
$5.2M-8.8%
Homeowners
$0

Similar metrics at other companies

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SIGIOther — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments
$2.26M-13.7%
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PLMROther Liability Claims — Reinsurance Recoverable For Unpaid Claims And Claims Adjustments
$100.63M+36.2%
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HCIReinsurance recoverable on unpaid losses and loss expenses
$246.76M-48.7%
United Fire Group logo
UFCSAll other lines — Reinsurance recoverable on unpaid losses and allocated loss settlement expenses
$69.66M
Axis Capital Holders logo
AXSReinsurance recoverable on unpaid losses and loss expenses
$8.89B+28.0%
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HMNReinsurance recoverable on paid losses and loss expenses
$2.36B-2.4%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's other — reinsurance recoverables on unpaid losses and allocated LAE?
Kemper (KMPR) reported other — reinsurance recoverables on unpaid losses and allocated LAE of $1.5M in Q4 2025.
How has Kemper's other — reinsurance recoverables on unpaid losses and allocated LAE changed year-over-year?
Kemper's other — reinsurance recoverables on unpaid losses and allocated LAE decreased by 11.8% year-over-year, from $1.7M to $1.5M.
What does other — reinsurance recoverables on unpaid losses and allocated LAE mean?
This metric represents the portion of unpaid insurance claims and associated loss adjustment expenses that are expected to be recovered from reinsurers. It reflects the company's reliance on reinsurance agreements to mitigate financial exposure for claims that have been incurred but not yet settled. Monitoring this balance is essential for assessing the credit risk of reinsurance counterparties and the effectiveness of the company's risk transfer strategies.