Skip to content

Kemper KMPR Life Insurance — Insurance Claims and Policy- holders’ Benefits

Other segment segments

Specialty Property & Casualty Insurance
$3.08B+21.1%

Similar metrics at other companies

Brighthouse Financial logo
BHFLife — Policyholder benefits and claims
$170M-9.1%
Assurant logo
AIZLife insurance — Policyholder benefits
$2.55M-18.4%
Corebridge Financial logo
CRBGLife Insurance — Benefits
$736.5M-2.1%
Corebridge Financial logo
CRBGLife Insurance — Policy and Contract Claims
$831M+4.0%
Reinsurance Group of America logo
RGAInsurance, Other — Claims and other policy benefits
$1.26B+109%
Brighthouse Financial logo
BHFLife — Policyholder Benefits and Claims and Interest Credited to Policyholder Account Balances
$209.75M+2.9%

Other financials

Income statement

See full
Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

See full
Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

See full
Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

See full
Market cap$1.54B-58.0%

Profitability

See full
Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

See full
Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Kemper's life insurance — insurance claims and policy- holders’ benefits.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Kemper's life insurance — insurance claims and policy- holders’ benefits?
Kemper (KMPR) reported life insurance — insurance claims and policy- holders’ benefits of $59.68M in Q4 2025.
How has Kemper's life insurance — insurance claims and policy- holders’ benefits changed year-over-year?
Kemper's life insurance — insurance claims and policy- holders’ benefits increased by 1.8% year-over-year, from $58.63M to $59.68M.
What is the long-term trend for Kemper's life insurance — insurance claims and policy- holders’ benefits?
Over 3 years (2022 to 2025), Kemper's life insurance — insurance claims and policy- holders’ benefits has grown at a -12.9% compound annual growth rate (CAGR), from $360.8M to $238.7M.
What does life insurance — insurance claims and policy- holders’ benefits mean?
This represents the total costs incurred by the insurer for policyholder claims, death benefits, and other contractual obligations during the period. It is a primary measure of underwriting performance and the direct cost of providing insurance coverage to policyholders.