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Lincoln National LNC Life Insurance — Benefits and Interest Credited

Other segment segments

Retirement Plan Services
$675M+1.7%
Other Operations
$98M+123%

Similar metrics at other companies

Reinsurance Group of America logo
RGALife Insurance Product Line — Interest credited
$22M-24.1%
Ameriprise Financial logo
AMPOther Life Insurance — Interest credited
$4M0.0%
KKR & Co. logo
KKRInsurance — Interest Credited to Policyholder Account Balances (net of Policy Fees) – Insurance
$1.43B+23.3%
MetLife logo
METGroup Life — Interest credited
$68M-4.2%
MetLife logo
METLife and Other — Interest credited
$71M-1.4%
MetLife logo
METInterest credited to contractholder funds
$1.67B+1.6%

Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: Lincoln National’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's life insurance — benefits and interest credited?
Lincoln National (LNC) reported life insurance — benefits and interest credited of $1.21B in Q4 2025.
How has Lincoln National's life insurance — benefits and interest credited changed year-over-year?
Lincoln National's life insurance — benefits and interest credited decreased by 0.7% year-over-year, from $1.22B to $1.21B.
What is the long-term trend for Lincoln National's life insurance — benefits and interest credited?
Over 4 years (2021 to 2025), Lincoln National's life insurance — benefits and interest credited has grown at a -3.5% compound annual growth rate (CAGR), from $5.59B to $4.85B.
What does life insurance — benefits and interest credited mean?
The total cost incurred by the insurer for policyholder claims, death benefits, and interest credited to policyholder account balances. This represents the primary direct cost of providing life insurance and retirement protection services.